Key Cost of Living Data
Ōtsu 2026 · NYC baseline = 100
| Category | Value | Notes | Source |
|---|---|---|---|
| CoL Index | N/A | NYC baseline = 100 · global avg 87.2 | GlobalCostData 2026 |
| Rent Index | N/A | Avg rent vs NYC | GlobalCostData 2026 |
| 1-BR City Centre | $294 | Monthly rent, USD | GlobalCostData 2026 |
| 1-BR Outside Centre | $191 | Monthly rent, USD | GlobalCostData 2026 |
| Cheap Restaurant Meal | $7 | Per person, USD | GlobalCostData 2026 |
| Monthly Groceries | $197 | Single person, USD | GlobalCostData 2026 |
| Monthly Transport | $57 | Transit pass, USD | GlobalCostData 2026 |
Affordability snapshot
Rent / Salary ratio
6%
Share of average net salary absorbed by 1-bed city-centre rent. Lower = more disposable income.
Country context · Japan
Avg net salary
$4,624
Food basket /mo
N/A
Avg rent /mo
$294
Internet speed
97 Mbps
Safety index
9.3
HDI
0.920
Life expectancy
86.8 yrs
Purchasing power
30.3
Housing & Rent
USD per month · 2026
| Type | USD / month | Notes |
|---|---|---|
| 1-bed, city centre | $294 | Capital city avg. |
| 1-bed, outside centre | $191 | Suburbs avg. |
| Country avg rent | $294 | Japan (national) |
Food & Dining
Per-item prices in USD
| Item | Price (USD) | Notes |
|---|---|---|
| Cheap restaurant meal | $7 | Per person |
| Mid-range restaurant (2p) | $20 | 3-course |
| Monthly groceries (single) | $197 | Single person estimate |
| Country food basket | N/A | Japan (national avg) |
Transport
Monthly costs in USD
| Type | Price (USD) | Notes |
|---|---|---|
| Monthly transit pass | $57 | Public transport avg. |
City Insight
In Ōtsu, a 1-bedroom city-centre apartment ($294/mo) absorbs approximately 6% of the average net salary ($4,624/mo). This leaves solid disposable income.
Country profile
Full cost of living guide for Japan
Related · TaxRatesByCountry.com
Tax Rates in Japan for Expats 2026
Income tax, corporate rates, capital gains & special regimes
Read guide →
Free resource
Planning a move to Ōtsu?
Get our Expat Budget Calculator — personalised monthly cost estimate for your lifestyle and city.
Monthly Budget Estimates
Ōtsu · 2026 · Single person
| Lifestyle | Monthly Budget (USD) | Notes |
|---|---|---|
| Frugal | $500 | Shared room, basic lifestyle |
| Comfortable | $800 | 1-bed apt, normal expat lifestyle |
| Western expat | $1,300 | Private apt, regular travel |
Monthly Budget Calculator
Estimate your personal monthly spend in Ōtsu.
Frequently Asked Questions
Ōtsu cost of living
Is Ōtsu good for digital nomads on a budget?
Ōtsu is one of the more affordable cities for digital nomads, with a CoL Index of 47.5 (roughly 52% below New York City). A comfortable remote-work lifestyle — including a private apartment, fast internet, and regular dining out — typically costs $475–$665/month, making it highly competitive on a USD or EUR income.
What is the cheapest area to live in Ōtsu?
Outside the city centre, a 1-bedroom apartment in Ōtsu averages $191/month, compared to $294/month in central areas. Outer districts and emerging neighbourhoods can be even cheaper — local expat forums are the best source for current listings.
How does Ōtsu compare to other affordable cities?
With a CoL Index of 47.5, Ōtsu sits comfortably in the affordable tier (below 60 on the NYC=100 scale). It compares favourably with similar budget destinations in the region, offering a good balance of infrastructure and low cost that appeals to long-stay travellers and expats alike.
How does Ōtsu compare to New York City for cost of living?
Ōtsu is approximately 52% cheaper than New York City overall (CoL Index 47.5 vs NYC baseline of 100). Rent specifically is 85% lower than NYC. Expats from NYC will enjoy significant savings.
What is the average salary in Ōtsu?
The average net monthly salary in Ōtsu is approximately $4,624, equivalent to around $55,488/year after taxes. Technology, finance, and international companies typically pay above average. Expat packages often include housing allowances on top of the base salary.
Cities With Similar Cost of Living
Comparable CoL Index (+/- 10 points) to Ōtsu
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Sources: World Bank Open Data 2026 · GlobalCostData Research 2026. Data verified April 2026. Not financial or legal advice.
Disclaimer: Prices are indicative and vary by neighbourhood and individual lifestyle. Verify with local sources before relocating.