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Moshi · Cost of Living 2026
City Guide · Tanzania · Africa

Cost of Living in Moshi, Tanzania
2026 Expat Guide

very affordable 75% below the global city average (CoL 87.2)

For expats relocating to Moshi, Tanzania, the cost of living index of 21.6 (considerably cheaper than NYC) translates to roughly ~$148/month for a 1-bedroom apartment in the city center.

With a population of 222,000, Moshi is a smaller city in Tanzania.

Monthly Budget: $500–800/month  ·  CoL Index: N/A (NYC = 100, global avg 87.2)
🇹🇿 Tanzania Pop. 222k Updated April 2026
CoL Index
N/A
NYC = 100
Rent Index
N/A
NYC = 100
1-BR Centre
$148
monthly rent
Avg. Salary
$344
net/month
Cheap Meal
$3
restaurant
Groceries
$95
monthly basket

Key Cost of Living Data

Moshi 2026 · NYC baseline = 100

Cost of Living
N/A
Rent Index
N/A
Cheap Meal USD
$3
Monthly Groceries
$95
Monthly Transport
$26
CategoryValueNotesSource
CoL IndexN/ANYC baseline = 100 · global avg 87.2GlobalCostData 2026
Rent IndexN/AAvg rent vs NYCGlobalCostData 2026
1-BR City Centre$148Monthly rent, USDGlobalCostData 2026
1-BR Outside Centre$96Monthly rent, USDGlobalCostData 2026
Cheap Restaurant Meal$3Per person, USDGlobalCostData 2026
Monthly Groceries$95Single person, USDGlobalCostData 2026
Monthly Transport$26Transit pass, USDGlobalCostData 2026

Affordability snapshot

Rent / Salary ratio
43%

Share of average net salary absorbed by 1-bed city-centre rent. Lower = more disposable income.

Country context · Tanzania

Avg net salary
$344
Food basket /mo
$88
Avg rent /mo
$148
Internet speed
1 Mbps
Safety index
4.4
HDI
0.532
Life expectancy
63.5 yrs
Purchasing power
10.4

Housing & Rent

USD per month · 2026

TypeUSD / monthNotes
1-bed, city centre$148Capital city avg.
1-bed, outside centre$96Suburbs avg.
Country avg rent$148Tanzania (national)

Food & Dining

Per-item prices in USD

ItemPrice (USD)Notes
Cheap restaurant meal$3Per person
Mid-range restaurant (2p)$73-course
Monthly groceries (single)$95Single person estimate
Country food basket$88Tanzania (national avg)

Transport

Monthly costs in USD

TypePrice (USD)Notes
Monthly transit pass$26Public transport avg.

City Insight

In Moshi, a 1-bedroom city-centre apartment ($148/mo) absorbs approximately 43% of the average net salary ($344/mo). Budget carefully — rent takes a significant share.

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Monthly Budget Estimates

Moshi · 2026 · Single person

LifestyleMonthly Budget (USD)Notes
Frugal$500Shared room, basic lifestyle
Comfortable$8001-bed apt, normal expat lifestyle
Western expat$1,300Private apt, regular travel

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Estimate your personal monthly spend in Moshi.

Frequently Asked Questions

Moshi cost of living

Is Moshi good for digital nomads on a budget?
Moshi is one of the more affordable cities for digital nomads, with a CoL Index of 21.6 (roughly 78% below New York City). A comfortable remote-work lifestyle — including a private apartment, fast internet, and regular dining out — typically costs $216–$302/month, making it highly competitive on a USD or EUR income.
What is the cheapest area to live in Moshi?
Outside the city centre, a 1-bedroom apartment in Moshi averages $96/month, compared to $148/month in central areas. Outer districts and emerging neighbourhoods can be even cheaper — local expat forums are the best source for current listings.
How does Moshi compare to other affordable cities?
With a CoL Index of 21.6, Moshi sits comfortably in the affordable tier (below 60 on the NYC=100 scale). It compares favourably with similar budget destinations in the region, offering a good balance of infrastructure and low cost that appeals to long-stay travellers and expats alike.
How does Moshi compare to New York City for cost of living?
Moshi is approximately 78% cheaper than New York City overall (CoL Index 21.6 vs NYC baseline of 100). Rent specifically is 93% lower than NYC. Expats from NYC will enjoy significant savings.
What is the average salary in Moshi?
The average net monthly salary in Moshi is approximately $344, equivalent to around $4,128/year after taxes. Technology, finance, and international companies typically pay above average. Expat packages often include housing allowances on top of the base salary.

Cities With Similar Cost of Living

Comparable CoL Index (+/- 10 points) to Moshi

Sources: World Bank Open Data 2026 · GlobalCostData Research 2026. Data verified April 2026. Not financial or legal advice.
Disclaimer: Prices are indicative and vary by neighbourhood and individual lifestyle. Verify with local sources before relocating.