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Koszalin · Cost of Living 2026
City Guide · Poland · Europe

Cost of Living in Koszalin, Poland
2026 Expat Guide

affordable 46% below the global city average (CoL 87.2)

For expats relocating to Koszalin, Poland, the cost of living index of 47.3 (considerably cheaper than NYC) translates to roughly ~$368/month for a 1-bedroom apartment in the city center.

With a population of 107,000, Koszalin is a smaller city in Poland.

Monthly Budget: $500–800/month  ·  CoL Index: N/A (NYC = 100, global avg 87.2)
🇵🇱 Poland Pop. 107k Updated April 2026
CoL Index
N/A
NYC = 100
Rent Index
N/A
NYC = 100
1-BR Centre
$368
monthly rent
Avg. Salary
$4,128
net/month
Cheap Meal
$5
restaurant
Groceries
$206
monthly basket

Key Cost of Living Data

Koszalin 2026 · NYC baseline = 100

Cost of Living
N/A
Rent Index
N/A
Cheap Meal USD
$5
Monthly Groceries
$206
Monthly Transport
$57
CategoryValueNotesSource
CoL IndexN/ANYC baseline = 100 · global avg 87.2GlobalCostData 2026
Rent IndexN/AAvg rent vs NYCGlobalCostData 2026
1-BR City Centre$368Monthly rent, USDGlobalCostData 2026
1-BR Outside Centre$239Monthly rent, USDGlobalCostData 2026
Cheap Restaurant Meal$5Per person, USDGlobalCostData 2026
Monthly Groceries$206Single person, USDGlobalCostData 2026
Monthly Transport$57Transit pass, USDGlobalCostData 2026

Affordability snapshot

Rent / Salary ratio
9%

Share of average net salary absorbed by 1-bed city-centre rent. Lower = more disposable income.

Country context · Poland

Avg net salary
$4,128
Food basket /mo
N/A
Avg rent /mo
$368
Internet speed
63 Mbps
Safety index
7.9
HDI
0.881
Life expectancy
77.5 yrs
Purchasing power
48.1

Housing & Rent

USD per month · 2026

TypeUSD / monthNotes
1-bed, city centre$368Capital city avg.
1-bed, outside centre$239Suburbs avg.
Country avg rent$368Poland (national)

Food & Dining

Per-item prices in USD

ItemPrice (USD)Notes
Cheap restaurant meal$5Per person
Mid-range restaurant (2p)$143-course
Monthly groceries (single)$206Single person estimate
Country food basketN/APoland (national avg)

Transport

Monthly costs in USD

TypePrice (USD)Notes
Monthly transit pass$57Public transport avg.

City Insight

In Koszalin, a 1-bedroom city-centre apartment ($368/mo) absorbs approximately 9% of the average net salary ($4,128/mo). This leaves solid disposable income.

Country profile
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Monthly Budget Estimates

Koszalin · 2026 · Single person

LifestyleMonthly Budget (USD)Notes
Frugal$500Shared room, basic lifestyle
Comfortable$8001-bed apt, normal expat lifestyle
Western expat$1,300Private apt, regular travel

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Frequently Asked Questions

Koszalin cost of living

Is Koszalin good for digital nomads on a budget?
Koszalin is one of the more affordable cities for digital nomads, with a CoL Index of 47.3 (roughly 53% below New York City). A comfortable remote-work lifestyle — including a private apartment, fast internet, and regular dining out — typically costs $473–$662/month, making it highly competitive on a USD or EUR income.
What is the cheapest area to live in Koszalin?
Outside the city centre, a 1-bedroom apartment in Koszalin averages $239/month, compared to $368/month in central areas. Outer districts and emerging neighbourhoods can be even cheaper — local expat forums are the best source for current listings.
How does Koszalin compare to other affordable cities?
With a CoL Index of 47.3, Koszalin sits comfortably in the affordable tier (below 60 on the NYC=100 scale). It compares favourably with similar budget destinations in the region, offering a good balance of infrastructure and low cost that appeals to long-stay travellers and expats alike.
How does Koszalin compare to New York City for cost of living?
Koszalin is approximately 53% cheaper than New York City overall (CoL Index 47.3 vs NYC baseline of 100). Rent specifically is 82% lower than NYC. Expats from NYC will enjoy significant savings.
What is the average salary in Koszalin?
The average net monthly salary in Koszalin is approximately $4,128, equivalent to around $49,536/year after taxes. Technology, finance, and international companies typically pay above average. Expat packages often include housing allowances on top of the base salary.

Cities With Similar Cost of Living

Comparable CoL Index (+/- 10 points) to Koszalin

Sources: World Bank Open Data 2026 · GlobalCostData Research 2026. Data verified April 2026. Not financial or legal advice.
Disclaimer: Prices are indicative and vary by neighbourhood and individual lifestyle. Verify with local sources before relocating.