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Kafue · Cost of Living 2026
City Guide · Zambia · Africa

Cost of Living in Kafue, Zambia
2026 Expat Guide

affordable 54% below the global city average (CoL 87.2)

Kafue, Zambia — cost of living index 40.0 (2026 data, NYC = 100 baseline). A comfortable monthly budget typically requires ~$260 for housing plus ~$3 per restaurant meal.

With a population of 104,000, Kafue is a smaller city in Zambia.

Monthly Budget: $500–800/month  ·  CoL Index: N/A (NYC = 100, global avg 87.2)
🇿🇲 Zambia Pop. 104k Updated April 2026
CoL Index
N/A
NYC = 100
Rent Index
N/A
NYC = 100
1-BR Centre
$260
monthly rent
Avg. Salary
$321
net/month
Cheap Meal
$3
restaurant
Groceries
$252
monthly basket

Key Cost of Living Data

Kafue 2026 · NYC baseline = 100

Cost of Living
N/A
Rent Index
N/A
Cheap Meal USD
$3
Monthly Groceries
$252
Monthly Transport
$48
CategoryValueNotesSource
CoL IndexN/ANYC baseline = 100 · global avg 87.2GlobalCostData 2026
Rent IndexN/AAvg rent vs NYCGlobalCostData 2026
1-BR City Centre$260Monthly rent, USDGlobalCostData 2026
1-BR Outside Centre$169Monthly rent, USDGlobalCostData 2026
Cheap Restaurant Meal$3Per person, USDGlobalCostData 2026
Monthly Groceries$252Single person, USDGlobalCostData 2026
Monthly Transport$48Transit pass, USDGlobalCostData 2026

Affordability snapshot

Rent / Salary ratio
81%

Share of average net salary absorbed by 1-bed city-centre rent. Lower = more disposable income.

Country context · Zambia

Avg net salary
$321
Food basket /mo
$88
Avg rent /mo
$260
Internet speed
2 Mbps
Safety index
N/A
HDI
0.569
Life expectancy
61.8 yrs
Purchasing power
9.4

Housing & Rent

USD per month · 2026

TypeUSD / monthNotes
1-bed, city centre$260Capital city avg.
1-bed, outside centre$169Suburbs avg.
Country avg rent$260Zambia (national)

Food & Dining

Per-item prices in USD

ItemPrice (USD)Notes
Cheap restaurant meal$3Per person
Mid-range restaurant (2p)$83-course
Monthly groceries (single)$252Single person estimate
Country food basket$88Zambia (national avg)

Transport

Monthly costs in USD

TypePrice (USD)Notes
Monthly transit pass$48Public transport avg.

City Insight

In Kafue, a 1-bedroom city-centre apartment ($260/mo) absorbs approximately 81% of the average net salary ($321/mo). Housing is a dominant budget item.

Country profile
Full cost of living guide for Zambia
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Monthly Budget Estimates

Kafue · 2026 · Single person

LifestyleMonthly Budget (USD)Notes
Frugal$500Shared room, basic lifestyle
Comfortable$8001-bed apt, normal expat lifestyle
Western expat$1,300Private apt, regular travel

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Frequently Asked Questions

Kafue cost of living

Is Kafue good for digital nomads on a budget?
Kafue is one of the more affordable cities for digital nomads, with a CoL Index of 40.0 (roughly 60% below New York City). A comfortable remote-work lifestyle — including a private apartment, fast internet, and regular dining out — typically costs $400–$560/month, making it highly competitive on a USD or EUR income.
What is the cheapest area to live in Kafue?
Outside the city centre, a 1-bedroom apartment in Kafue averages $169/month, compared to $260/month in central areas. Outer districts and emerging neighbourhoods can be even cheaper — local expat forums are the best source for current listings.
How does Kafue compare to other affordable cities?
With a CoL Index of 40.0, Kafue sits comfortably in the affordable tier (below 60 on the NYC=100 scale). It compares favourably with similar budget destinations in the region, offering a good balance of infrastructure and low cost that appeals to long-stay travellers and expats alike.
How does Kafue compare to New York City for cost of living?
Kafue is approximately 60% cheaper than New York City overall (CoL Index 40.0 vs NYC baseline of 100). Rent specifically is 87% lower than NYC. Expats from NYC will enjoy significant savings.
What is the average salary in Kafue?
The average net monthly salary in Kafue is approximately $321, equivalent to around $3,852/year after taxes. Technology, finance, and international companies typically pay above average. Expat packages often include housing allowances on top of the base salary.

Cities With Similar Cost of Living

Comparable CoL Index (+/- 10 points) to Kafue

Sources: World Bank Open Data 2026 · GlobalCostData Research 2026. Data verified April 2026. Not financial or legal advice.
Disclaimer: Prices are indicative and vary by neighbourhood and individual lifestyle. Verify with local sources before relocating.