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Funafuti · Cost of Living 2026
City Guide · Tuvalu · Oceania

Cost of Living in Funafuti, Tuvalu
2026 Expat Guide

affordable 43% below the global city average (CoL 87.2)

Life in Funafuti, Tuvalu is wallet-friendly with a cost-of-living index of 50.0 (NYC = 100). Expect to pay around ~$380/month for central housing and ~$4 for a basic meal out.

With a population of 6,000, Funafuti is a smaller city in Tuvalu.

Monthly Budget: $500–800/month  ·  CoL Index: N/A (NYC = 100, global avg 87.2)
🇹🇻 Tuvalu Pop. 6k Capital Updated April 2026
CoL Index
N/A
NYC = 100
Rent Index
N/A
NYC = 100
1-BR Centre
$380
monthly rent
Avg. Salary
$693
net/month
Cheap Meal
$4
restaurant
Groceries
$312
monthly basket

Key Cost of Living Data

Funafuti 2026 · NYC baseline = 100

Cost of Living
N/A
Rent Index
N/A
Cheap Meal USD
$4
Monthly Groceries
$312
Monthly Transport
$60
CategoryValueNotesSource
CoL IndexN/ANYC baseline = 100 · global avg 87.2GlobalCostData 2026
Rent IndexN/AAvg rent vs NYCGlobalCostData 2026
1-BR City Centre$380Monthly rent, USDGlobalCostData 2026
1-BR Outside Centre$247Monthly rent, USDGlobalCostData 2026
Cheap Restaurant Meal$4Per person, USDGlobalCostData 2026
Monthly Groceries$312Single person, USDGlobalCostData 2026
Monthly Transport$60Transit pass, USDGlobalCostData 2026

Affordability snapshot

Rent / Salary ratio
55%

Share of average net salary absorbed by 1-bed city-centre rent. Lower = more disposable income.

Country context · Tuvalu

Avg net salary
$693
Food basket /mo
$128
Avg rent /mo
$380
Internet speed
11 Mbps
Safety index
N/A
HDI
0.653
Life expectancy
N/A
Purchasing power
13.7

Housing & Rent

USD per month · 2026

TypeUSD / monthNotes
1-bed, city centre$380Capital city avg.
1-bed, outside centre$247Suburbs avg.
Country avg rent$380Tuvalu (national)

Food & Dining

Per-item prices in USD

ItemPrice (USD)Notes
Cheap restaurant meal$4Per person
Mid-range restaurant (2p)$123-course
Monthly groceries (single)$312Single person estimate
Country food basket$128Tuvalu (national avg)

Transport

Monthly costs in USD

TypePrice (USD)Notes
Monthly transit pass$60Public transport avg.

City Insight

In Funafuti, a 1-bedroom city-centre apartment ($380/mo) absorbs approximately 55% of the average net salary ($693/mo). Budget carefully — rent takes a significant share.

Country profile
Full cost of living guide for Tuvalu
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Monthly Budget Estimates

Funafuti · 2026 · Single person

LifestyleMonthly Budget (USD)Notes
Frugal$500Shared room, basic lifestyle
Comfortable$8001-bed apt, normal expat lifestyle
Western expat$1,300Private apt, regular travel

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Frequently Asked Questions

Funafuti cost of living

Is Funafuti good for digital nomads on a budget?
Funafuti is one of the more affordable cities for digital nomads, with a CoL Index of 50.0 (roughly 50% below New York City). A comfortable remote-work lifestyle — including a private apartment, fast internet, and regular dining out — typically costs $500–$700/month, making it highly competitive on a USD or EUR income.
What is the cheapest area to live in Funafuti?
Outside the city centre, a 1-bedroom apartment in Funafuti averages $247/month, compared to $380/month in central areas. Outer districts and emerging neighbourhoods can be even cheaper — local expat forums are the best source for current listings.
How does Funafuti compare to other affordable cities?
With a CoL Index of 50.0, Funafuti sits comfortably in the affordable tier (below 60 on the NYC=100 scale). It compares favourably with similar budget destinations in the region, offering a good balance of infrastructure and low cost that appeals to long-stay travellers and expats alike.
Is Funafuti, the capital, more expensive than other cities in Tuvalu?
As the capital of Tuvalu, Funafuti tends to command a premium over smaller regional cities. Its CoL Index of 50.0 (NYC=100) reflects the concentration of government, business, and international institutions that typically drive up housing and service costs. Secondary cities in Tuvalu are often 20–40% cheaper for rent.
What is the average salary in Funafuti?
The average net monthly salary in Funafuti is approximately $693, equivalent to around $8,316/year after taxes. Technology, finance, and international companies typically pay above average. Expat packages often include housing allowances on top of the base salary.

Cities With Similar Cost of Living

Comparable CoL Index (+/- 10 points) to Funafuti

Sources: World Bank Open Data 2026 · GlobalCostData Research 2026. Data verified April 2026. Not financial or legal advice.
Disclaimer: Prices are indicative and vary by neighbourhood and individual lifestyle. Verify with local sources before relocating.