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Apia · Cost of Living 2026
City Guide · Samoa · Oceania

Cost of Living in Apia, Samoa
2026 Expat Guide

affordable 43% below the global city average (CoL 87.2)

Cost of living in Apia (Samoa): index 50.0 on the NYC=100 scale, putting it in the affordable category. Central 1BR rent: ~$400/month. Affordable meal: ~$4.

With a population of 40,000, Apia is a smaller city in Samoa.

Monthly Budget: $500–800/month  ·  CoL Index: N/A (NYC = 100, global avg 87.2)
🇼🇸 Samoa Pop. 40k Capital Updated April 2026
CoL Index
N/A
NYC = 100
Rent Index
N/A
NYC = 100
1-BR Centre
$400
monthly rent
Avg. Salary
$718
net/month
Cheap Meal
$4
restaurant
Groceries
$312
monthly basket

Key Cost of Living Data

Apia 2026 · NYC baseline = 100

Cost of Living
N/A
Rent Index
N/A
Cheap Meal USD
$4
Monthly Groceries
$312
Monthly Transport
$60
CategoryValueNotesSource
CoL IndexN/ANYC baseline = 100 · global avg 87.2GlobalCostData 2026
Rent IndexN/AAvg rent vs NYCGlobalCostData 2026
1-BR City Centre$400Monthly rent, USDGlobalCostData 2026
1-BR Outside Centre$260Monthly rent, USDGlobalCostData 2026
Cheap Restaurant Meal$4Per person, USDGlobalCostData 2026
Monthly Groceries$312Single person, USDGlobalCostData 2026
Monthly Transport$60Transit pass, USDGlobalCostData 2026

Affordability snapshot

Rent / Salary ratio
56%

Share of average net salary absorbed by 1-bed city-centre rent. Lower = more disposable income.

Country context · Samoa

Avg net salary
$718
Food basket /mo
$182
Avg rent /mo
$400
Internet speed
2 Mbps
Safety index
3.2
HDI
0.702
Life expectancy
71.2 yrs
Purchasing power
19.4

Housing & Rent

USD per month · 2026

TypeUSD / monthNotes
1-bed, city centre$400Capital city avg.
1-bed, outside centre$260Suburbs avg.
Country avg rent$400Samoa (national)

Food & Dining

Per-item prices in USD

ItemPrice (USD)Notes
Cheap restaurant meal$4Per person
Mid-range restaurant (2p)$123-course
Monthly groceries (single)$312Single person estimate
Country food basket$182Samoa (national avg)

Transport

Monthly costs in USD

TypePrice (USD)Notes
Monthly transit pass$60Public transport avg.

City Insight

In Apia, a 1-bedroom city-centre apartment ($400/mo) absorbs approximately 56% of the average net salary ($718/mo). Housing is a dominant budget item.

Country profile
Full cost of living guide for Samoa
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Monthly Budget Estimates

Apia · 2026 · Single person

LifestyleMonthly Budget (USD)Notes
Frugal$500Shared room, basic lifestyle
Comfortable$8001-bed apt, normal expat lifestyle
Western expat$1,300Private apt, regular travel

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Frequently Asked Questions

Apia cost of living

Is Apia good for digital nomads on a budget?
Apia is one of the more affordable cities for digital nomads, with a CoL Index of 50.0 (roughly 50% below New York City). A comfortable remote-work lifestyle — including a private apartment, fast internet, and regular dining out — typically costs $500–$700/month, making it highly competitive on a USD or EUR income.
What is the cheapest area to live in Apia?
Outside the city centre, a 1-bedroom apartment in Apia averages $260/month, compared to $400/month in central areas. Outer districts and emerging neighbourhoods can be even cheaper — local expat forums are the best source for current listings.
How does Apia compare to other affordable cities?
With a CoL Index of 50.0, Apia sits comfortably in the affordable tier (below 60 on the NYC=100 scale). It compares favourably with similar budget destinations in the region, offering a good balance of infrastructure and low cost that appeals to long-stay travellers and expats alike.
Is Apia, the capital, more expensive than other cities in Samoa?
As the capital of Samoa, Apia tends to command a premium over smaller regional cities. Its CoL Index of 50.0 (NYC=100) reflects the concentration of government, business, and international institutions that typically drive up housing and service costs. Secondary cities in Samoa are often 20–40% cheaper for rent.
What is the average salary in Apia?
The average net monthly salary in Apia is approximately $718, equivalent to around $8,616/year after taxes. Technology, finance, and international companies typically pay above average. Expat packages often include housing allowances on top of the base salary.

Cities With Similar Cost of Living

Comparable CoL Index (+/- 10 points) to Apia

Sources: World Bank Open Data 2026 · GlobalCostData Research 2026. Data verified April 2026. Not financial or legal advice.
Disclaimer: Prices are indicative and vary by neighbourhood and individual lifestyle. Verify with local sources before relocating.