Cost of Living in Pakistan
for Expats 2026

Expat housing in Pakistan clusters around major cities: Islamabad's F-6, F-7, and F-8 sectors command $300–$700 per month for furnished one-bedroom apartments, reflecting the diplomatic and international community presence. Lahore's DHA (Defence Housing Authority) and Gulberg neighborhoods offer similar quality at $250–$600, while Karachi's Clifton and Defence areas range $300–$650. Pakistani families rent local apartments in central areas for $50–$150 monthly. The rental market is cash-based; most leases require deposits equal to 3–6 months' rent. Utility costs (gas, electric, water) average $15–$30 monthly in expat apartments.

Pakistan's street food is among the world's cheapest: biryani and nihari (meat stews) cost $0.50–$1.50 per serving, chapati with daal $0.30–$1. Lahore's food street (Badshahi/Walled City night bazaar) is legendary for value and flavor. A local eats for $60–$150 monthly; expats who shop at international supermarkets (organic imports, branded goods) face 80% premiums. Weekly markets in Islamabad and Lahore stock fresh produce at nominal costs. Imported whiskey and wine (restricted but available) are expensive; beer from local breweries is cheaper.

Pakistan's transport is exceptionally affordable: auto-rickshaws cost $0.30–$1 for city journeys; local buses $0.05–$0.15 per ride. Ride-sharing apps (Careem, inDriver) offer UberPOOL-style rides for $1–$3 across cities. Lahore's Metro Orange Line (BRT) introduced in recent years charges $0.20–$0.30 per journey. Islamabad's new Metro BRT (Rapid Mass Transit) is similarly cheap. Motorcycles and scooters dominate; a used motorcycle costs $300–$600. Private car ownership is feasible for expats ($5,000–$15,000 used import), with fuel at $0.70 per liter and insurance ~$200/year.

Pakistan has world-class private hospitals in major cities: Shifa International in Islamabad and Aga Khan Hospital in Karachi are accredited by international bodies and serve expat communities extensively. A GP consultation costs $20–$50; hospitalization $200–$500 per day in private facilities (significantly more for intensive care). Private health insurance plans range $300–$1,500 annually for expats. Public hospitals are available but typically avoided by expats due to infrastructure. Many expats maintain health insurance from home countries or international providers. Medications are inexpensive; a course of antibiotics costs $2–$5.