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United States · Cost of Living 2026
Cost of Living · North America

Cost of Living in United States
for Expats 2026

Cost of living in United States: 71.8 on the NYC=100 index — 28% cheaper than New York City. Expats typically budget $1,436–$2,872/month for a comfortable lifestyle. Rent alone averages $1,380/month for a central 1-bedroom.

28% cheaper than New York City

Your $5,000 NYC budget → $3,590/month in United States · your dollar goes 39% further here

$1,380/mo 1-bed apt · est. avg.
$13 Restaurant meal · est.
$72/mo Monthly transit · est.
$1,436–$2,872/month Typical budget / month
World Bank 2026GlobalCostData 2026 Updated April 2026YMYL · Data guide only
Cost of Living Index
71.8
NYC = 100 baseline · Expensive
0NYC 100200+
Rent
$1,380/mo
1-bed city centre · 57% cheaper than NYC
Dining out
$13
Per meal · 33% cheaper than NYC
Groceries
$230/mo
Monthly budget · 45% cheaper than NYC
GNI / capita
$86.0k
World Bank PPP
Purchasing Power
114.5
Your $ goes 39% further here
Inflation 2026
2.95%
Annual rate

Key Cost of Living Data

United States 2026 · NYC baseline = 100
World Bank 2026
Cost of Livingvs NYC · 28% cheaper than NYC
71.8NYC = 100
Rent1-bed city centre
43.2~$1,380/mo
RestaurantsPer meal
67.3~$13
GroceriesMonthly basket
55.1~$230/mo
Purch. PowerLocal buying
114.5×1.39 expat
vs NYC baseline
CategoryIndexEst. USDTier
Cost of Living71.828% cheaper than NYCExpensive
Rent (1-bed city)43.2$1,380/mo/mo est.Moderate
Groceries55.1$230/mo/mo est.Moderate
Restaurants67.3$13/meal est.Moderate
Local Purch. Power114.5×1.39 expat stretch
GNI per Capita$86.0kWorld Bank PPP
Inflation Rate2.95%Annual 2026

Housing & Rent

USD per month · 2026
World Bank · GlobalCostData

Rent in United States is well below the NYC baseline (Rent Index 43.2). A 1-bedroom apartment in a major city centre costs around $1,380/month, dropping to $905/month outside the centre. Three-bedroom apartments typically run $2,375+/month centrally.

TypeUSD / monthNotes
1-bed, city centre$1,380/moCapital city avg.
1-bed, suburbs$905/moOutside centre
3-bed, city centre$2,375/moFamily / shared
Utilities (85m²)$110/moElectricity, gas, water

Food & Dining

Per-item prices in USD
GlobalCostData 2026

Food in United States is reasonably priced. An inexpensive restaurant meal costs around $13/person; a mid-range dinner for two runs $108. Monthly grocery spending for one person averages $230.

ItemPrice (USD)Notes
Meal, inexpensive restaurant$13Per person
Meal for 2, mid-range$543-course
Monthly groceries (single)$230/moEstimated
Beer (0.5L, restaurant)$1.79Local brand
Coffee / espresso$2.51Local café

Transport

Monthly costs in USD
GlobalCostData 2026

A monthly public transport pass in United States costs roughly $95. Taxis and ride-hailing are moderately priced, making day-to-day mobility manageable for most expats.

TypePrice (USD)Notes
Monthly transit pass$72/moPublic transport
Taxi per km$1.44/kmAvg. rate
Petrol (1L)$1.15/LRegular fuel
Internet speed97.0 MbpsGood

Healthcare & Quality of Life

Key indicators for expats
WHO · UNDP 2026

Life Expectancy80.9 yrs
Physicians / 1,0003.7
Safety Index3.4Low Safety
HDI Score0.927Very High Development
Education Index0.908
Gini Coefficient41.8
Air Quality PM2.57.1 µg/m³

Key Insight

United States's CoL Index of 71.8 paired with a Local Purchasing Power Index of 114.5 signals strong purchasing power for local earners. Salaries track costs reasonably well for local professionals. Current inflation is moderate at 3.0%, keeping costs relatively stable.

Good Value

Our Verdict for United States

United States hits a practical sweet spot at CoL 71.8: meaningful savings versus NYC without sacrificing quality of life. Reasonable rents and food costs make it a strong relocation candidate.

Best for

  • Expats seeking balance of cost and comfort
  • Professionals relocating from high-cost cities
  • Long-term residents — strong local purchasing power

May not suit

  • Remote workers on tight budgets — costs still add up

Free resource

Planning a move to United States?

Get our Expat Budget Calculator — personalised monthly cost estimate for your lifestyle and city.

Monthly Budget Estimates

United States · all-in USD per month
Frugal
$1,450/monthper month
Shared housing, cooking at home, local transport
Comfortable
$2,850/monthper month
Private apartment, regular dining out, occasional travel
Western Expat
$4,600/monthper month
Premium lifestyle, frequent travel, international standard

Monthly Budget Estimator

Cost of living in —

Estimated monthly total
$0
 

10-Year Economic Trend

GDP per capita PPP (USD)
Annual Inflation (%)

Country vs Region Average

Regional cost comparison

This country Region average

Frequently Asked Questions

United States cost of living
How much does it cost to live in United States?
A comfortable single-person lifestyle in United States costs approximately $1,436–$2,872/month, covering rent, food, transport, and leisure. The CoL Index is 71.8 (NYC = 100), meaning it is 28% cheaper than New York City.
Is United States affordable for expats?
United States is moderately priced by global standards (CoL Index 71.8). Cost levels are broadly aligned with other North America destinations.
What is a comfortable monthly budget in United States?
A frugal lifestyle in United States — shared housing, cooking at home, local transport — runs around $1,436/month. A comfortable single-person budget (private apartment, regular dining out, occasional travel) typically falls between $1,436 and $2,872/month. A Western expat lifestyle with frequent travel costs $4,595+/month.
What is the average rent in United States?
Rent in United States averages $1,380/month for a 1-bedroom city-centre apartment and $905/month in residential areas. Three-bedroom family apartments typically start at $2,375/month centrally. These are estimates from the Rent Index (43.2 vs NYC's 100).
How does inflation affect living costs in United States?
United States has moderate inflation at 3.0%. Cost stability makes long-term budget planning more reliable.
Sources: World Bank Open Data 2026 · GlobalCostData Research 2026 · OECD Statistics. Data verified April 2026. Not financial or legal advice.
Updated April 2026. Sources: World Bank, ILO, national statistics offices. Methodology. City-level prices vary — check local listings before booking.