Key Cost of Living Data
| Category | Index | Est. USD | Tier |
|---|---|---|---|
| Cost of Living | 60.0 | 40% cheaper than NYC | Moderate |
| Rent (1-bed city) | 30.0 | $960/mo/mo est. | Cheap |
| Groceries | 60.0 | $250/mo/mo est. | Moderate |
| Restaurants | 46.0 | $9/meal est. | Moderate |
| Local Purch. Power | 58.18 | ×1.67 expat stretch | |
| GNI per Capita | $23.4k | World Bank PPP | |
| Inflation Rate | 1.4% | Annual 2026 |
Housing & Rent
Rent in Maldives is well below the NYC baseline (Rent Index 30.0). A 1-bedroom apartment in a major city centre costs around $960/month, dropping to $630/month outside the centre. Three-bedroom apartments typically run $1,650+/month centrally.
| Type | USD / month | Notes |
|---|---|---|
| 1-bed, city centre | $960/mo | Capital city avg. |
| 1-bed, suburbs | $630/mo | Outside centre |
| 3-bed, city centre | $1,650/mo | Family / shared |
| Utilities (85m²) | $90/mo | Electricity, gas, water |
Food & Dining
Food in Maldives is budget-friendly. An inexpensive restaurant meal costs around $9/person; a mid-range dinner for two runs $74. Monthly grocery spending for one person averages $250.
| Item | Price (USD) | Notes |
|---|---|---|
| Meal, inexpensive restaurant | $9 | Per person |
| Meal for 2, mid-range | $37 | 3-course |
| Monthly groceries (single) | $250/mo | Estimated |
| Beer (0.5L, restaurant) | $1.50 | Local brand |
| Coffee / espresso | $2.10 | Local café |
Transport
A monthly public transport pass in Maldives costs roughly $80. Taxis and ride-hailing are affordable, making day-to-day mobility manageable for most expats.
| Type | Price (USD) | Notes |
|---|---|---|
| Monthly transit pass | $60/mo | Public transport |
| Taxi per km | $1.20/km | Avg. rate |
| Petrol (1L) | $0.96/L | Regular fuel |
| Internet speed | 49.0 Mbps | Moderate |
Healthcare & Quality of Life
Key Insight
Maldives's CoL Index of 60.0 paired with a Local Purchasing Power Index of 58.2 signals moderate purchasing power for local earners. Expats on foreign incomes benefit significantly here. Current inflation is moderate at 1.4%, keeping costs relatively stable.
Our Verdict for Maldives
Maldives offers strong value for money at CoL 60.0 — significantly below NYC and most Western cities. Digital nomads and expats from high-cost countries benefit most from this gap.
Best for
- Digital nomads & remote workers on foreign income
- Budget-conscious expats maximising lifestyle quality
May not suit
- Remote workers on tight budgets — costs still add up
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